Cost of Living score
Affordability, essential costs, and day-to-day financial pressure for residents.
Cost of Living in Toronto55/100
Cost of Living
Cost of Living in Toronto
Toronto offers strong public services but housing prices and rents drive elevated cost pressure. Cost of Living in Toronto scores 55/100, placing it in the early-stage group of the indexed set.
- Last updated
- 2026-05-16
- Data year
- 2025
- Module score
- 55/100
Affordability score
55/100
Mid-tier score driven by housing pressure.
Housing pressure
Very high
Long-run demand exceeds new supply across the metro.
Transport offset
Moderate
Transit reach reduces vehicle dependence in central areas.
Toronto cost of living data table
This HTML table mirrors the visible score cards so important comparison data is never trapped in a browser-only chart.
| Metric | Value | Context |
|---|---|---|
| Affordability score | 55/100 | Service quality and transit offset costs partially. |
| Housing pressure | Very high | Central neighborhoods stay highly competitive. |
| Transport offset | Moderate | Suburban patterns still favor car ownership. |
Cost of Living city comparison
A crawlable comparison across a selection of same-country and top-scoring cities. The complete set is reachable via the rankings, the cities index, and each city profile.
| City | Score | Summary |
|---|---|---|
| Toronto (this page) | 55/100 | Toronto offers strong public services but housing prices and rents drive elevated cost pressure. |
| Winnipeg | 78/100 | Winnipeg's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Saint John | 76/100 | Saint John's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Saguenay | 76/100 | Saguenay's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Trois-Rivières | 76/100 | Trois-Rivières's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Quebec City | 76/100 | Quebec City's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Moncton | 75/100 | Moncton's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Lethbridge | 74/100 | Lethbridge's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Calgary | 74/100 | Calgary's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Edmonton | 74/100 | Edmonton's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Saskatoon | 74/100 | Saskatoon's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Belleville | 72/100 | Belleville's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Montreal | 72/100 | Montreal's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Ottawa | 72/100 | Ottawa's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Halifax | 72/100 | Halifax's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Waterloo | 72/100 | Waterloo's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Brantford | 71/100 | Brantford's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Fredericton | 70/100 | Fredericton's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Medicine Hat | 70/100 | Medicine Hat's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| London | 70/100 | London's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Peterborough | 70/100 | Peterborough's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Kingston | 70/100 | Kingston's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| St. Catharines | 69/100 | St. Catharines's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Sault Ste. Marie | 68/100 | Sault Ste. Marie's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Cornwall | 68/100 | Cornwall's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Oshawa | 68/100 | Oshawa's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Laval | 68/100 | Laval's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Kelowna | 68/100 | Kelowna's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Sarnia | 67/100 | Sarnia's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Guelph | 67/100 | Guelph's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
| Barrie | 67/100 | Barrie's cost-of-living profile is a directional indicator pending integration of verified city-level data; structured benchmark context applies. |
Interpretation
Cost-of-living scoring weighs essential spending against transit and service offsets. Toronto's public services are solid; housing costs dominate the score. Across the indexed cities the cost of living average is 63/100, so Toronto is 8 points below the median. Data year 2025; last updated 2026-05-16. Drawn from 3 institutional references.
Read this module with the main open the toronto city profile and the read the scoring methodology page so single-topic pages do not hide tradeoffs across dimensions.
Structured indicators on this page are directional and intended for orientation. Verified datasets are being integrated; official sources should be used for critical decisions.
Sources
3 institutional references inform this view, listed below with reliability notes. Structured indicators on this page are directional and intended for orientation; verified datasets are being integrated and official sources should be used for critical decisions.
- UN-Habitat: World Cities Report 2024
Used as a policy and methodology reference for urban exposure and resilience signals.
- IPCC: AR6 WGII Chapter 6: Cities, settlements and key infrastructure
Used to explain urban climate vulnerability and adaptation scoring logic.
- Numbeo: Cost of Living Index
Used for directional affordability framing alongside official housing and price datasets.
Continue exploring
These links connect module pages back to city, ranking, and sibling topic paths with crawlable href values.
Toronto city profile
Return to the complete Toronto profile with all module scores and source context.
Air Quality in Toronto
Health-oriented air-quality conditions with context from WHO, EEA, and EPA benchmarks.
Energy in Toronto
Clean-energy readiness, grid resilience, and solar or efficiency opportunity signals.
Safety in Toronto
Personal safety, institutional trust, and resilience signals informed by international safety and crime data.
Internet Speed in Toronto
Broadband and mobile connectivity quality, latency, and digital-readiness signals for residents and remote workers.
Climate Risk in Toronto
Climate exposure, hazard frequency, and adaptation context for floods, heat, storms, and wildfires.
Overall Intelligence
A balanced ranking of cities across affordability, air quality, clean-energy readiness, and resilience.
Quality of Life
Cities that combine strong services, mobility, safety, clean air, and resilience into a healthy day-to-day profile.